Privacy Policy

Nfinit Lending Corporation (the “Company”) is the sole owner and operator of the website address: https://www.nfinit.com.ph (the “Website”).

In accordance with the Data Privacy Act of 2012 (the “Act”), the Company has set forth its Privacy Policy herein in order to inform the user of this Website how his/her information, whether personal and/or professional, is collected, processed, and stored for the purpose of his/her loan application with the Company. The Act defines user information, whether personal and/or professional, as any information whether recorded in material form or not, from which the identity of an individual is apparent or can be reasonably and directly ascertained by the entity holding the information or when put together with other information would directly and certainly identify an individual.

Please read and understand this Privacy Policy before continuing to access the Website. If the user continues to access the Website, the user shall be presumed to have read and understood all the provisions of this Privacy Policy, and to have consented to such Privacy Policy in its entirety.  

Collection of Information

The Company is fully committed to the security and protection of the information of the user of this Website. In this regard, user information is collected, processed and stored only in Company-owned servers, which are protected by sufficient technological as well as physical security measures. The following personal and/or professional user information may be collected by the website of the Company: name, permanent address, present address, email address, telephone number, mobile number, name of employer, address of employer, employment details, other personal and/or professional information necessary for loan application.     

Use of Information

The Company commits to utilize user information it has collected, processed and stored primarily for the purpose of the loan application of the user, and secondarily for other legitimate business purposes in accordance with the Act. The following personal and/or professional user information may be utilized by the Company as follows: compliance of valid loan requirements, verification of identification details, verification of employment details, assessment of credit information, determination of credit worthiness, communication, information analysis, information research, other legitimate business purposes in accordance with the Act.

Disclosure of Information

The Company shall not disclose user information to any and all unauthorized persons, whether natural or juridical, in compliance with the Act. However, the Company may share user information with the following persons: authorized government institutions, bureaus, agencies, offices, instrumentalities, courts, or tribunals; credit information, credit investigation, consumer reporting and other similar entities (ex. Credit Information Corporation). Furthermore, the Company may share user information with the following persons with the express consent of the user: authorized third party service providers of the Company, such as credit investigators and/or collection agencies; subsidiaries and/or affiliates of the Company, if any; authorized lawyer/s, law office/s and/or law firm/s of the Company.

Consent

The user of this Website expressly agrees and consents to the collection, use and disclosure of his/her information in accordance with this Privacy Policy of the Company, and the Data Privacy Act of 2012. Moreover, the user of this Website expressly agrees and consents to assure and hold the Company, its directors, officers, managers, supervisors, employees, affiliates, and third party service providers free and harmless from any and all expenses, costs, losses and/or damages arising from any violation of the contents of this website, including, but not limited to, the Privacy Policy set forth herein.

Revisions to Privacy Policy

The information provided by the Company in this website is in a “as is” basis, with no warranty, whether express or implied, of any such kind. The Company reserves the right to alter, update, add and/or change any information on the website without any prior notice. Moreover, the subsequent continued use or access of the website shall be tantamount to consent or acceptance of the revised information herein, including, but not limited to, the Privacy Policy set forth herein. Nevertheless, there shall be no responsibility whatsoever for the Company to revise any information in the website, except as may be provided by law.